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Classic Financial II manual · Chapter 1 of 16

Getting started

The display, the 2ND key, a first calculation, clearing and editing, leaving a worksheet and using a laptop keyboard.

1.1What this calculator is for#

Classic Financial II answers money questions: what is the monthly payment on a loan, what will savings grow to, is an investment worth its price, how much interest is in a payment, how long between two dates. The keys in the top rows solve loans and savings directly. Everything else lives in worksheets, which are lists of labelled values that you step through with the up and down arrows.

Classic Financial II: one-line display above, keypad below. The display shows:              0.00.
Classic Financial II: one-line display above, keypad below.
  1. One-line display with a label such as PMT= and the value
  2. 2ND: use the function printed above a key
  3. CPT: compute the value on screen (2ND CPT is QUIT)
  4. ENTER: store a value in a worksheet line
  5. N, I/Y, PV, PMT, FV: the time-value-of-money keys
  6. CF, NPV, IRR: cash-flow worksheets
  7. Up and down arrows: move through a worksheet
  8. CE/C: clear the entry or the error
  9. =: finish a calculation (2ND = is ANS)

See also Time value of money: the five money keysCalculate a monthly loan payment

1.2The display and its indicators#

The display is a single line. In a worksheet it starts with a label such as N= or PMT= followed by the value. The small indicators describe the state of the calculator.

IndicatorMeaning
2NDThe 2ND key was pressed; the next key uses its upper legend. It lasts for one key.
INV, HYPThe next function is an inverse or hyperbolic version.
COMPUTECPT was pressed, or the current worksheet line can be computed.
ENTERThe current worksheet line accepts a typed value and ENTER.
SETThe current line is a choice (such as END or BGN). Press 2ND ENTER to change it.
↑↓The worksheet has more lines. Use the arrow keys.
DEL INSOn a cash flow or data point you can delete or insert an entry.
✱The shown value was computed, not typed.
BGNPayments are at the beginning of each period.
DEG or RADThe angle unit for the trig keys.

1.3The 2ND key#

Press 2ND once and then a key to use the function printed above that key. 2NDAMORTPV opens AMORT, 2NDCLR TVMFV clears the TVM values, and so on. The shift lasts one key only. Pressing 2ND twice cancels it.

CPTENTER↑↓ON/OFF2NDCFNPVIRR→NI/Y3PV1PMT2FV%√xx²1/x÷INV()yˣ×LN778899−STO445566+RCL110211312=CE/C013.14+/-
  1. PV AMORT
  2. PMT BGN
  3. I/Y P/Y
  4. 4 BOND
  5. 5 DATE
  6. 6 ICONV
  7. 7 DATA
  8. 8 STAT
  9. 9 DEPR
  10. 1 %CH
  11. 2 PROFIT
  12. 3 BRKEVN
  13. 0 MEM
  14. . FORMAT
The 2ND layer that opens worksheets.

1.4Your first calculation#

In the plain calculator, type a number, an operator, another number, then press =. ENTER also works as equals when no worksheet is open.

Example 1.1

Add and multiply

  1. Type 2 + 3 × 4 and press =. The calculator works from left to right (the chain method), so it adds first.

    2+3×4=
Result of the example "Add and multiply" The display shows:             20.00.
You should see20.00
Example 1.2

A negative number

  1. Type the number, then press +/- to make it negative.

    5+/-+3=
Result of the example "A negative number" The display shows:             -2.00.
You should see-2.00

See also Do basic arithmetic

1.5Clear and edit a number#

→ removes the last digit you typed. CE/C clears the number you are typing, and pressing it again clears everything pending. ON/OFF clears an error and returns to the plain calculator.

Example 1.3

Remove a wrong digit

  1. Type 1 2 3 then press the back arrow to delete the 3.

    123→
Result of the example "Remove a wrong digit" The display shows:               12.
You should see12
Example 1.4

Clear the entry and carry on

  1. After 2 + 3, CE/C clears the 3. Type 4 instead.

    2+3CE/C4=
Result of the example "Clear the entry and carry on" The display shows:              6.00.
You should see6.00

1.6Leave a worksheet and return to the calculator#

Press 2NDQUITCPT (QUIT) to leave any worksheet and go back to the plain calculator. Your entered values stay stored. ON/OFF does the same and also clears an error.

1.7Use a laptop keyboard#

On a computer you can type. Digits type themselves. These keys do the rest.

Computer keyCalculator key
EnterENTER
==
Backspace→
Escape or DeleteCE/C
Up and Down arrows↑ ↓
+ - * x /+ − × × ÷
^yˣ
( and )( )
. or ,.
%%
cCPT
s2ND
n y p m fN I/Y PV PMT FV
iINV
r q l√x x² LN
!Factorial 2NDx!)
_ or ` or ~+/-
a2NDANS= (ANS)
Q2NDQUITCPT (QUIT)
t and TSTO and RCL

See also Type with your computer keyboard

BA II Plus is a trademark of Texas Instruments Incorporated. Trident Calculator is an independent product by South View Studios and is not affiliated with, sponsored by or endorsed by Texas Instruments. The name is used only to describe the kind of calculator this model resembles; Trident's names, keys, display, fonts and software are its own clean-room design.